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January 29, 2025

How to Switch Your Auto Insurance in 4 Simple Steps

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Switching auto insurance can seem daunting, but with the right steps, you can make the switch in as little as 10 minutes. And with Polly agents helping thousands switch successfully, you're in good hands. 

Before You Start

Gather these five things to help speed up the process of comparing and switching insurance. 

Steps to Switching Your Auto Insurance

  1. Review your Current Coverage

    Review your current coverage details noting monthly or yearly premiums and potential cancellation fees. While it’s not necessary to know the coverage and deductibles of your current policy to make a switch, knowing them can be a useful reference when comparing policies and can help you see where savings may be possible. 

  2. Consider Your Polly Quotes

    Go back to your personalized quotes to compare the price, coverage options, deductibles, and any discounts available. You may see one quote or multiple depending on a variety of factors such as the state you live in, your vehicle make, model, and year, and more.

    With access to over 40 leading insurance carriers, we can help you find the best coverage at the best prices. If you’re not sure which policy is the best fit for you, give our experts a call at 1-855-330-6155 and they can answer any questions you may have and help you make the switch. They may also be able to find you additional discounts such as those offered when bundling home and auto, or those for paying in full, good students, military service, and more.

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  3. Choose your New Policy

    Once you've found the best option for you, confirm the details, and be sure to schedule the start of your new policy on the same day or just before the old one expires to avoid any lapses in coverage. 

  4. Cancel Your Old Policy

    Contact your current insurer to cancel your policy. Make sure to get confirmation of the cancellation and a refund of any unused premium. 

     

Need Help?

Follow these four steps or give our experts a call at 1-855-330-6155 for personalized assistance.  

 

Polly

Polly is on a mission to offer people a better way to buy insurance, by embedding it into life’s biggest, most important purchases, like a car or a home. Instead of having to buy a car in one place and insurance in another, Polly embeds 30+ top insurance choices into the car-buying process. Get insurance options from...

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