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The right coverage for your business at a great price.

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Polly Began as a Commercial Agency in 1983

Since then, we've supported 1,000s of entrepreneurs, business owners, their employees, their families, and their clients.

With 40+ trusted commercial companies

We've covered over 5,000 businesses

Insured over $6B in commercial property

Protected over 40,000 commercial vehicles

Retained 96% of our clients

Whatever Insurance You Need, We've Got You Covered

Business Owner's Insurance (BOP)

Business Owner's Policy (BOP)

A Business Owner's Policy (BOP) combines essential coverage like General Liability and Commercial Property Insurance into one affordable package. This policy is ideal for small to medium-sized businesses, offering protection against common risks such as property damage, liability claims, and business interruptions.

Tailored to meet the unique needs of each business, a BOP provides comprehensive coverage while being cost-effective, making it a smart choice for businesses looking to secure their operations without breaking the bank.
Commercial Property Insurance

Commercial Property Insurance

Commercial Property Insurance is crucial for protecting your business’s physical assets, including buildings, equipment, inventory, and furniture. This insurance covers damage from events like fire, theft, and certain natural disasters.

Whether you own or rent your commercial space, this policy ensures that you can recover quickly from unexpected events, minimizing financial losses and maintaining business continuity.
General Liability Insurance

General Liability Insurance

General Liability Insurance is a must-have for any business, providing coverage for third-party claims related to bodily injury, property damage, and personal injury.

This policy is vital for businesses that interact with the public, offering protection against lawsuits and helping to cover legal expenses. Ensure your business is protected from the unexpected with this essential insurance coverage.
Workers' Compensation Insurance

Workers' Compensation Insurance

Workers' Compensation Insurance is essential for businesses with employees, covering medical expenses and lost wages if an employee is injured or becomes ill due to work-related activities.

This insurance not only protects your employees but also shields your business from legal claims and potential financial burdens arising from workplace accidents.
Cyber Liability Insurance

Cyber Liability Insurance

In today’s digital age, Cyber Liability Insurance is crucial for businesses that handle sensitive data. This coverage protects against the financial impact of data breaches, cyberattacks, and other online threats.

It helps cover the costs of legal fees, notification of affected parties, and credit monitoring services, ensuring your business can recover swiftly from cyber incidents.
Professional Liability Insurance

Professional Liability Insurance

Also known as Errors & Omissions (E&O) Insurance, Professional Liability Insurance protects businesses that provide professional services or advice.

This policy covers legal costs and settlements if your business is sued for negligence, errors, or omissions in the services provided. It’s essential coverage for businesses like consultants, lawyers, and healthcare providers.
Commercial Auto Insurance

Commercial Auto Insurance

Commercial Auto Insurance is designed for businesses that use vehicles as part of their operations. This coverage protects against damages and liabilities arising from accidents involving company vehicles.

Whether you use trucks, vans, or cars for deliveries or transport, commercial auto insurance ensures that your business vehicles and drivers are covered.

Business Owner's Policy (BOP)

A Business Owner's Policy (BOP) combines essential coverage like General Liability and Commercial Property Insurance into one affordable package. This policy is ideal for small to medium-sized businesses, offering protection against common risks such as property damage, liability claims, and business interruptions.

Tailored to meet the unique needs of each business, a BOP provides comprehensive coverage while being cost-effective, making it a smart choice for businesses looking to secure their operations without breaking the bank.

Commercial Property Insurance

Commercial Property Insurance is crucial for protecting your business’s physical assets, including buildings, equipment, inventory, and furniture. This insurance covers damage from events like fire, theft, and certain natural disasters.

Whether you own or rent your commercial space, this policy ensures that you can recover quickly from unexpected events, minimizing financial losses and maintaining business continuity.

General Liability Insurance

General Liability Insurance is a must-have for any business, providing coverage for third-party claims related to bodily injury, property damage, and personal injury.

This policy is vital for businesses that interact with the public, offering protection against lawsuits and helping to cover legal expenses. Ensure your business is protected from the unexpected with this essential insurance coverage.

Workers' Compensation Insurance

Workers' Compensation Insurance is essential for businesses with employees, covering medical expenses and lost wages if an employee is injured or becomes ill due to work-related activities.

This insurance not only protects your employees but also shields your business from legal claims and potential financial burdens arising from workplace accidents.

Cyber Liability Insurance

In today’s digital age, Cyber Liability Insurance is crucial for businesses that handle sensitive data. This coverage protects against the financial impact of data breaches, cyberattacks, and other online threats.

It helps cover the costs of legal fees, notification of affected parties, and credit monitoring services, ensuring your business can recover swiftly from cyber incidents.

Professional Liability Insurance

Also known as Errors & Omissions (E&O) Insurance, Professional Liability Insurance protects businesses that provide professional services or advice.

This policy covers legal costs and settlements if your business is sued for negligence, errors, or omissions in the services provided. It’s essential coverage for businesses like consultants, lawyers, and healthcare providers.

Commercial Auto Insurance

Commercial Auto Insurance is designed for businesses that use vehicles as part of their operations. This coverage protects against damages and liabilities arising from accidents involving company vehicles.

Whether you use trucks, vans, or cars for deliveries or transport, commercial auto insurance ensures that your business vehicles and drivers are covered.

"Polly is always working to get us the best coverage at the best price."

— Johanne M. Simpson | Bookkeeper, Catamount East Development Company

40+ Commercial Lines Companies at Your Service

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We’re Here to Help When You Need a Partner Most

We’re a full-service agency, and we’re here to ensure all your assets are well protected.

Protecting Your Business Assets

Your business assets are the backbone of your operations. From your physical property to your valuable equipment, any unexpected damage can bring your business to a halt. Our comprehensive Commercial Property Insurance ensures that you’re covered against losses from fire, theft, and natural disasters, so you can focus on what matters most—growing your business.

General Liability

Accidents happen, but they shouldn’t cost you your business. Whether it’s a slip-and-fall at your storefront or a client suing for a professional error, our General and Professional Liability Insurance policies are designed to protect you from the financial burdens of legal claims. We provide peace of mind so you can serve your customers with confidence.

Worker's Compensation

Your employees are your most valuable resource. When accidents occur, Workers’ Compensation Insurance steps in to cover medical expenses and lost wages, helping your team get back on their feet quickly. We make sure your people are protected, and so is your business.

Cyber Threats

In today’s digital world, cyber threats are a growing concern. A single data breach can have devastating effects on your business’s reputation and finances. Cyber Liability Insurance offers robust protection against the costs associated with cyberattacks, including legal fees, customer notifications, and credit monitoring services.

Business Continuity

Unexpected disruptions shouldn’t derail your business. With Business Interruption Insurance, we help you cover lost income and ongoing expenses during times of crisis, so your business can recover faster and stronger.

Complex Regulations

Insurance requirements can be complex and vary by industry and location. We simplify the process by offering expert guidance and tailored coverage options that meet regulatory demands and protect you against compliance risks.